How to Help Your Teen Build Credit in 7 Easy Steps

Credit is an essential component of adult life. Once your teen grows up and is ready to rent an apartment, buy a car, or take out a mortgage, they’ll need a pretty good credit history. With a better credit history, they will be able to land better interest rates and more favorable terms, which may…

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Your Credit Score: How Much Has It Changed?

CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…

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How The Tax Cuts & Jobs Act May Affect Your Life Insurance

The Tax Cuts and Jobs Act  altered the tax code in some pretty meaningful ways, but these changes can be hard to digest, especially for people not well-versed in legal language. There are some important bits of information that everyone should know, particularly in regards to how your life insurance planning might be affected. Understanding how the…

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Home Insurance Proves Invaluable When Disaster Strikes

There’s never a convenient time for disaster to strike. It never waits around until the day you receive a bonus check or 10 minutes after you’ve picked up the winning lottery ticket. Because of the unpredictability, you need to make your own provisions to deal with disaster when it comes around. Chances are you have…

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Health Insurance Simplified: Your Step-by-Step Guide That Could Get You The Right Plan

Health insurance helps protect you from ever-present medical care costs. Whether you select health insurance through an employer, Medicare, or government exchange, October and November are when most Americans have the opportunity to switch plans. Though shopping for health insurance may seem overwhelming, breaking down the process can make it much easier to digest. To…

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